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New York Consumer Protection Litigation

Consumer Protection Litigation in New York

Companies often engage in deceptive marketing, false advertising, and unfair trade practices, or violate state-specific statutes mandating certain policies and procedures. Such practices drive revenue while inducing consumers to unfairly rely on the company’s misrepresentation. Examples include mislabeling a product, making false claims about a product’s health benefits, or improperly applying loan payments. Many consumers face frustration, financial loss, or even personal injury because of these deceptive trade practices. Moore Kuehn understands how distressing it can be to experience the conduct of unscrupulous business practices and has lawyers committed to remedy these wrongdoings.

Why Choose Our Firm?

  • We operate on a contingency fee basis. You pay us no fees until we win a recovery for you.
  • When we handle your case, you will always have direct access to your attorney.
  • We have experience on both sides of the docket, which gives us unique insights into how the defense works.

What Is Consumer Protection Litigation?

Consumer protection laws provide safeguards against unfair practices and business fraud and protect individuals against identity theft and scams. The Federal Trade Commission, the Better Business Bureau, and other organizations are in place to enforce or promote consumer protection laws.

Consumer protection litigation arises when consumer protection laws fail. When a consumer has been victimized or a law has been broken, civil litigation is a legal avenue to penalize unscrupulous businesses and recover monetary compensation for damages.

Consumer Protection Laws

Fortunately, there are a number of federal and state laws to provide protection for consumers. Federal consumer protection laws include:

  • The Fair Debt Collection Practices Act (FDCPA) was enacted to protect consumers from harassing debt collection behavior.
  • The Fair Credit Reporting Act (FCRA) was designed to prevent inaccurate and detrimental or negative reporting of credit information.
  • The Telephone Consumer Protection Act (TCPA) requires companies to have written consent from consumers for telemarketing calls.
  • The Truth in Lending Act requires lenders to provide borrowers with written disclosures about the costs and terms of consumer loans in a standardized manner.
  • The Electronic Fund Transfer Act minimizes consumer liability if someone else uses a consumer’s debit or ATM card without permission.
  • The Identity Theft and Assumption Deterrence Act makes identity theft a federal crime and provides consumers with specific rights if they become victims of identity theft.

Types of Consumer Protection Litigation

When a company violates the law and consumers suffer as a result, that company should be held accountable for its actions. At Moore Kuehn, we provide experienced and effective representation in a range of consumer protection litigation matters. Examples of matters from which consumer protection litigation can arise include:

  • Insurance bad faith
  • Invasion of privacy and unauthorized disclosure
  • Fraudulent billing
  • Home construction defects
  • Identity theft
  • Breach of contract
  • Lemon law
  • Defective products
  • False and misleading advertising
  • Fair Housing Act violations
  • Breach of warranty
  • Predatory lending
  • Payday lender fraud
  • Medicare Part D violations by supplementary insurers
  • Debt collection harassment
  • Unfair and deceptive practices

Who Is Liable?

Many types of businesses are subject to consumer protection laws, including:

  • Banks and lending institutions
  • Home appliance and furniture stores
  • Home improvement contractors
  • Vehicle sales, leasing, or repair companies
  • Telecommunication services
  • Insurance companies
  • Real estate sales companies
  • Debt collection agencies

When purchasing goods and services, consumers have a right to a fair marketplace. If you have been a victim of fraudulent business practices or other violations of consumer protection laws, you are entitled to pursue a claim for damages against the responsible party. Our New York consumer protection attorneys will work hard to hold unscrupulous parties accountable and recover full and fair compensation for your losses.

Connect with Moore Kuehn Today

The law provides consumers with certain rights and protections. If you have been a victim of false advertising, unfair trade practices, deceptive marketing, or any practice prohibited by consumer protection laws, contact Moore Kuehn right away to schedule a free and confidential case evaluation. We can explain your options under the law.

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